The Modernization initiative is more than just technology upgrade. It includes aligning all new systems with global regulatory standards to ensure the continuing safety and security for all users, modernizing the rules framework to facilitate ongoing innovation and underpinning all of this with a global payment message standard – ISO 20022 – that will connect Canada to the rest of the world. As an industry-wide journey, a broad spectrum of stakeholders from across the ecosystem play an essential role in sharing their perspectives on current times and imagining the future of payments.